Job Description
Mortgage Financial Services Representative
Key responsibilities:
· Client interaction:
· Conduct initial consultations with potential borrowers to understand their needs and financial situation.
· Gather necessary documentation like tax returns, paystubs, bank statements, and credit reports.
· Pre-qualify borrowers to determine their loan amount and eligibility.
· Loan application process:
· Assist in completing loan applications accurately.
· Verify information provided by borrowers against supporting documents.
· Analyze credit scores and debt-to-income ratios to assess loan feasibility.
· Prepare loan packages for submission to lenders.
· Communication and coordination:
· Communicate with real estate agents, appraisers, and underwriters to ensure smooth loan processing.
· Update clients on the status of their loan application.
· Address any concerns or questions from clients.
· Lead generation and business development:
· Follow up on leads and nurture relationships with potential clients.
Required skills and qualifications:
· Strong communication and interpersonal skills to build rapport with clients
· Attention to detail to ensure accurate loan documentation
· Proficiency in computer software and technology savvy
· Fast learner and able to keep up with a fast-paced environment
· Open to coaching and able to adapt to change
· Time management and organizational skills
· Willingness to communicate primarily on phone, email and text
· Experience working with loan products preferred.
Compensation:
Salary plus commission
This position is eligible for bonuses.
This position is eligible for commissions.
This information is intended to be a general overview and may be modified by the Company due to factors affecting the business.
Work Schedule:
We are open Monday-Thursday 7:00am-7:00pm, Friday 7:00am-5:00pm, and Saturday 8:00am-5:00pm.
All customer-facing OR lender-facing roles are assigned to an early, mid, or late shift, which may alternate on a weekly or biweekly basis. Training will be a set schedule.
This information is intended to be a general overview and may be modified by the Company due to factors affecting the business.
What we offer:
Full training in the sales process and products
3-5 Week NMLS Licensing Training, including the 20-hour course and all test taking fees.
Great Benefit package including:
Full-Time Base plus Commission Role
Health, Dental and Vision Insurance
Life Insurance
Paid Time Off
401(k)
True potential for advancement, we always endeavor to promote from within.
Compensation details: 60000-150000 Yearly Salary
PI0578f8e11762-25405-38977776
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